Funko Pops Function: How Are We Trading the Future for Plastic?

The Funko Pop Debt Trap: Why Buying Plastic Instead of Knowledge is a Symptom of a Deeper Problem

The Hype Machine: How Pop Culture Merchandising Exploits Our Insecurities

Pop art style vintage illustration of a confused blonde woman in a teal polka dot dress with vinyl record prints holding a small vinyl figurine labeled RACCOONI4KA in her right hand and a large stack of hundred dollar cash bills in her left hand on a red and beige sunburst halftone background with jagged speech bubbles reading Funko Pops and How Pop Culture Merchandising Exploits Our Insecurities
Vintage retro comic book design highlighting emotional spending habits consumer debt traps financial literacy personal development lifestyle inflation retail therapy psychology and building wealth through self education

A friend of mine, let’s call him Freddy - mostly because Bohemian Rhapsody by Queen is playing in the background right now - has never read a book. He’s not interested; after graduating from college, he decided he’d had enough of studying. He spent some time looking for a job, and some friends helped him find one. His life was all about work and weekends. His hobbies included ordering food and collecting Funko Pops figurines.

He has a large shelf in his room filled with Funko Pops figurines. Each one costs about $20. Then he met a girl who aspired to the lap of luxury.

He started buying her expensive clothes and taking her out to cafés and restaurants frequently. He took out a loan and bought the latest iPhone. His salary wasn’t enough. He took out several credit cards and got into serious debt. The girl didn’t want to work and left him with the brand-new iPhone.

Funko Pop figurine with helmet and flashlight on head
Photo by Myrlene NUMA on Unsplash

Freddie didn’t think about tomorrow. It didn’t matter that he didn’t have his own apartment and lived with his mother. The main thing was to show everyone that he was successful… on the outside… A fancy phone, photos from exotic restaurants, and his latest craze, Funko Pops.

Collecting as a Symptom

So Freddie became obsessed with these figurines.

This isn’t the cause of his debt, but rather a symptom of his life philosophy.

He lives for today, doesn’t think about the future, doesn’t save money, doesn’t plan or think strategically, and doesn’t invest in himself.

Hand holding credit cards stack including Apple card
Photo by Avery Evans

His habit of spending every penny and racking up credit card debt, his desire to appear cool in photos rather than actually being that way (showing off in restaurants, expensive phones), and his desire to be with a girl with high expectations — all of this led him into debt.

Who are Funko Pops?

Funko was founded in 1998. However, these figures first appeared in 2010, which brought them fame. They were unveiled at Comic-Con and had just four different varieties. Now, there are thousands of them. But their popularity has only recently become popular.

The toys’ popularity is due to the company constantly releasing new characters, which collectors highly seek after. And demand is only growing. As soon as a new film, series, or cartoon appears, the company has new ideas.

Close up of multiple vinyl Funko Pop toy characters
Photo by Antonio Scalogna

Freddy’s story illustrates the modern reality of young people who don’t think about the future, and whose immediate desires often come true.

The Price of Choice: Plastic or Knowledge?

What if he had invested his money not in plastic, but in books and courses? What if he had studied psychology, critical thinking, investing, and business literature? Perhaps he wouldn’t be looking like a fool now for several reasons:

  • He would have realized that this woman wasn’t interested in him, but in his gifts;
  • he wouldn’t have invested all his money in plastic;
  • if he had invested every cent he spent on Funko Pops, he would be much wealthier now, not in debt;
  • with the money he earned, he could have opened his own online store and sold something there, perhaps even his favorite toys.
Man looking at bookshelves filled with books in library
Photo by matthew Feeney

This story shows that you should invest in yourself, not in obscure things. The likelihood that his collection, consisting mostly of non-exclusive figurines, will significantly increase in value is extremely low.

After all, real investment is an investment in yourself.

Thanks for reading to the end! The story of Freddy taught me a lot, but I’ve always believed that the best investments are in yourself. 

Developing a critical mindset toward what we collect and consume is just the beginning of understanding the modern digital landscape. In the same way that mass-produced plastic icons reflect our societal values, the content that dominates our screens reveals the massive shifts in how we define success and influence. No one has mastered the art of capturing global attention through high-stakes production and viral mechanics quite like the biggest creator on the planet. To understand the psychological and strategic pillars behind this level of unprecedented fame, you must explore my next breakdown: The MrBeast Phenomenon: Why Jimmy Donaldson is a Content Genius. Learn what happens when extreme investment in content meets a deep understanding of the human desire for spectacle!

Insider Tip: if Freddie's expensive lesson has made you look at your own spending habits and impulsive weekend purchases with a more critical eye, the most powerful alternative to collecting plastic is building real wealth. To learn how to easily break the paycheck-to-paycheck cycle and build a secure financial future, I highly recommend checking out the brilliant collection of books on personal finance, budgeting, and wealth management on Amazon. From famous bestsellers on automatic saving habits to simple, jargon-free guides on long-term investing, you'll find hundreds of practical books that will teach you how to make your money work for you, instead of wasting it on temporary status symbols.

Unlike Freddy, I don’t buy figures, but I do create useful and cute things for those who value self-growth. 🦝

Do you buy Funko Pops or books?

Support the Lab!

Liked this article?  If you found this article helpful, please share it with your friends and subscribe to my blog! I regularly share a high-quality mix of practical daily hacks, unusual real-life stories, and fascinating debunking articles. There is plenty of useful and interesting content coming your way. Subscribe to my newsletter, follow me on Medium and Substack .

Disclaimer: this article contains affiliate links. As an Amazon Associate, I earn from qualifying purchases. If you make a purchase through these links, I may earn a small commission at no extra cost to you.

Comments